NAB Limited (ASX:NAB) Reports Strong 1H25 Financial Performance
Financial Performance
NAB Limited reported cash earnings of $3.583 billion for the first half of 2025, reflecting growth in a challenging environment. The return on equity (ROE) reached 11.7%.
Strategy Execution
The bank’s refreshed strategy is delivering early, encouraging signs. NAB Limited focuses on business banking, deposits, and proprietary home lending to drive stronger returns.
Capital and Liquidity
Capital ratios, provisioning, and liquidity remain strong. The Common Equity Tier 1 (CET1) ratio stands at 12.01%, supporting balanced sheet growth and customer support.
Financial Crime Systems
NAB Limited achieved a significant milestone under AUSTRAC’s Enforceable Undertaking by completing the Remedial Action Plan to enhance anti-money laundering and counter-terrorism financing controls.
Sustainability Initiatives
Sustainability is embedded in NAB’s group strategy, prioritising climate action, access to affordable housing, and First Nations economic advancement.
Future Outlook
NAB Limited is well-positioned amid geopolitical uncertainties and expects continued operational success through disciplined capital management and strategic investments.
Motley Fool contributor Kiarra Jackson has no position in any of the stocks mentioned. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.
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